Contractor’s All Risks
The Contractor’s All Risks policy applies in respect of building and civil engineering works. Basically, the policy provides cover in respect of:

• Loss or damage to the contract works, construction plant and equipment
  
• Third party claims for property damage or bodily injury in connection with the execution of the contract works

The policy covers sudden and unforeseen loss or damage to the property insured.

The major causes of loss indemnifiable under our Contractor’s All Risks policy are:

• Fire, lightning, explosion
• Flood, inundation
• Windstorm of any kind
• Earthquake
• Theft, burglary
• Bad workmanship, lack of skill, negligence, malicious acts or human error