Electronic Equipment Electronic equipment such as computers,
electronic equipment for medical use, communication facilities
can be covered under this policy.
This is an insurance on an all risks basis covering sudden and
unforeseen losses which physically affect the insured equipment.
Losses due to the following causes give rise to the majority
of claims:
Fire, lightning, explosion
Smoke and soot
Water and humidity
Failure of air conditioning
Short circuit and other electrical causes
Faulty operation, lack of skill, gross negligence
Malicious acts of employees or third parties
Burglary
The ‘increased cost of working’ section of the
policy covers expenses such as hire charges, transport charges
for data media and personnel, night work or work on public
holiday and the like.
