GROUP PENSION BUSINESS

Design of tailor made schemes

This service is oriented towards employers or unions who wish to create schemes for the benefit of employees on retirement, death or other contingencies. We also provide advice on funding policy.

Statutory Actuarial Valuations
Should your organisation already contribute to a pension scheme, we provide consultancy service in respect of statutory actuarial investigations or other investigations required for proper risk management.

Actuarial investigations are required to assess the solvency of the fund and determine any adjustment needed in contribution rates in light of the experience of the fund.

Disclosures under Accounting standards
Reporting of pension costs in published accounts has now been standardised through the International Accounting Standard 19. This disclosure requires the computation of retirement obligations of pension funds and the annual cost of pension provision.

Advice and analysis of investments
We provide professional advice for your investment policies to generate maximum returns coupled with reasonable degrees of risks and matching of assets and liabilities. Our services include asset allocation in line with liabilities, analysis of returns and project appraisals.

Costing of early retirement schemes
The pressure on costs and scaling down of labour has given rise to many businesses adopting voluntary retirement schemes or early retirement incentive schemes. We propose to assess the costs and benefits derived from such schemes and help you find the most viable solution for your business

Advice and technical assistance
We offer technical assistance for the smooth running and management of your Pension Fund including Transfer values.