Group Personal Accident
The policy is operational during working hours only or on a 24-hour basis at your choice. Cover is usually applicable worldwide.

The policy provides for the payment of benefits in case of bodily injury arising out of an accident caused by violent, accidental, external and visible means and resulting in any of the following:

Death

 100% of the Sum Insured is paid
Permanent Total Disablement

 100% of the Sum Insured is paid
Permanent Partial Disablement

 A percentage of the Sum Insured is paid
Temporary Total Disablement A weekly benefit is paid if the employee is unable to attend to his work

Medical Expenses
Medical expenses are reimbursed up to the limit of the Sum Insured.

The premium is usually rated on the total annual salaries payable.