Machinery Breakdown The Machinery Breakdown insurance offers
protection against sudden and unforeseen physical loss or damage
to machinery, which has been erected and is operational or at
rest.
Loss or damage is mainly due to one of the following causes:
Fortuitous working accidents
Faulty design
Incorrect operation
Tearing apart on account of centrifugal force
Short circuit and other electrical causes
Some common exclusions are loss or damage due to fire, lightning,
explosion, burglary and theft, wear and tear as a consequence
of ordinary use or operation, willful acts or gross negligence,
faults or defects existing at the time of commencement of
the insurance.
