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Product Details Description 
Product Name SICOM G3+...L'Assurance vie qui a tout prévu!






SICOM G3+ is the perfect solution, which addresses the needs for Real Life Assurance in this environment of uncertainty.



  • 1.5 times Sum Assured is guaranteed at maturity
  • 3 times Sum Assured is guaranteed in case of  Death before maturity
  • If opted for, 3 times Sum Assured is guaranteed on diagnosis of Critical Illness or Total and Permanent Disability before maturity



  • Minimum premium is Rs500 monthly
  • Premiums are multiple of Rs 100 (E.g. Rs 500, Rs 600, Rs 700, etc)



  • It ranges from 10 to 35 years to cater for all your needs
  • Age at entry + term should not exceed 75 years


Sum Assured

Sum Assured depends on:

  • Basic Premium
  • Age 
  • Term
  • Provide Guaranteed Triple Benefits for you and your loved ones at a very reasonable cost
  • The best solution to secure your mortgages (Housing Loans) as it covers 3 times the Sum Assured
  • The Guaranteed Maturity Benefit relieves you from the risk of the unpredictable and volatile financial environment


Additional Covers

Total and Permanent Disability Benefit

3 times Sum Assured is guaranteed in case of total and permanent disability before maturity


Health Care Cover

3 times Sum Assured is guaranteed on diagnosis of any one of the following Critical illnesses before maturity:

• Heart Attack

• Coronary Artery Bypass Graft (CABG)

• Stroke

• Cancer

• Kidney Failure

• Major Organ Transplant

• Paraplegia, Quadriplegia, Deplegia, Hemiplegia and Tetraplegia

• Blindness

• Major Burns

• Cardiac Valve Surgery

• Pulmonary Arterial Hypertension

• Coma

• Brain Damage


Special Cover for Angioplasty with varying terms of payment. (Please contact us for more details)

Terms & Conditions Apply


What happens if I cancel my insurance before maturity?
A surrender value is payable to you provided your policy has been in force for at least 2 years and a minimum of 24 monthly premiums have been paid.

Can I stop contributing to my policy without having to surrender it?

This policy can be converted into paid up assurance for a reduced sum assured free of future payment of premiums after 2 years provided that 24 monthly premiums have been paid.

Can I obtain a loan on my insurance policy?
A Policy Loan may be obtained if policy acquired a surrender value (after 2 years)


Eligibility  Age at entry + term should not exceed 75 years 
Required documents 
  • National Identity Card
  • Recent Utility Bill(not more than 3 months old)
  • Birth certificate
  • Marriage Certificate (if applicable)
  • Bank details for payment of premium
For more details  Call us on 2038434 / 203 8401 or email us at and we shall guide you through the application process 

Terms & Conditions Apply