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Electronic Equipment insurance
The Personal Computer is finding its way more
and more frequently into our homes. Such equipment is exposed
to the risk of loss or damage by a number of perils such as
fire, faulty operation, accident.
The Electronic Equipment insurance is a specialised policy designed
to cover most of the types of losses, which may happen.
Scope of cover
The Electronic Equipment policy insures unforeseen and sudden
physical loss or damage. Thus loss or damage due to fire, faulty
operation, malicious act are covered.
The policy may be extended to cover:
- The costs of replacing lost or damaged data media and
reproducing lost information.
- Additional expenditure incurred for hiring alternative
equipment during an interruption caused by a loss or damage
to the equipment insured.
Standard policy excess
In the event of a valid claim under the terms
of your policy, you will need to bear a first amount of the
claim amount, the excess.
Making a claim
At SICOM, we strive towards fair and quick
settlement of claims. There are however a few things that
you will need to do to enable us to deal with your claim properly.
It is therefore important that you:
- Notify us of your claim in writing or by phone as soon
as possible and at latest within 5 days of occurrence of
the event giving rise to the claim. You can come to our
office to make your claim. Our staff will be glad to assist
you in filling in a claim form and to advise you of other
procedures
- Where necessary, please take reasonable steps to prevent
further loss or damage
- As far as possible, do not incur any repair costs without
our prior approval
- Preserve the damaged parts and make them available for
inspection for inspection purposes
- Inform the Police Authorities in the case of loss or damage
due to burglary
Useful
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