My Health - WeCare

SICOM WeCare is an In-patient Medical Insurance cover, specially designed to protect you against the costs associated with treatment which requires overnight stay at a private hospital.

 

WeCare consists of 5 different plans you can choose from. Our plans offer a range of covers that best suits everyone.These plans also provide benefits such as Childbirth, Maternity Cash benefits and Overseas Treatment (where treatment is not available in Mauritius).

Features

 

  • Freedom to choose your preferred healthcare provider in Mauritius
  • Semi-private or private clinic room during surgery
  • Intensive care rooms
  • Diagnostic tests (such as X-rays, MRIs, CT/CAT scans, laboratory tests, etc.) which are required to go through during your stay at a private hospital
  • Medicine prescribed during your stay at a private hospital
  • Ambulance fees for life threatening cases
  • Surgery expenses
  • Anaesthetist and operating theatre charges
  • Overseas treatment expenses for medical treatment not available in Mauritius

 

(Terms and conditions apply)

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This product is offered by
SICOM General Insurance Ltd
BRN: C10094766
FSC License No.: IS10000004

Useful info

  • Eligibility

  • Individuals under 65 years of age at enrolment
  • Acceptance of proposals may be subject to a satisfactory medical examination
  • Required Documents

  • Completed, signed and dated Proposal Form
  • National Identity Card
  • Recent Utility Bill (not more than 3 months old)
  • FAQ

What is the difference between this plan any other medical plan?

SICOM WeCare is an Inpatient cover where you can benefit from Hospitalisation benefits only.

 

What is an inpatient cover?

Inpatient Cover pertains to treatment that necessitates treatment that requires admission in a clinic.



If we are interested, how to enrol?

Please submit contact us on 203 8400 for a quotation


 

Can I pay my premium by instalments?

Payment by instalments are available depending on the annual premium


 

Is there any excess to be disbursed by member?

Yes, there is an excess of Rs10,000 for each hospitalisation

 

What is the eligible age to get insured under this health insurance?

The eligibility age between 0 days up to 64 years


 

What are the common coverage benefits under my health insurance?

Health insurance benefits include cover for an inpatient hospitalization, pre & post hospitalization, day-care procedures, emergency ambulance expenses.


 

Will I be eligible for tax benefits if I buy health insurance?

Yes. Buying a health insurance will earn you the eligibility to claim tax benefit.


 

What if I already have a health insurance policy, but I just want to increase my sum insured?

If you already have an insurance policy but want to extend your cover, you can do so at the time of policy renewal.

 

I have been recently diagnosed with a medical condition. Will I be allowed health insurance?

If you have already been diagnosed with a medical condition, it will be considered a pre-existing disease which will not be covered under the policy.


 

What are excluded in this medical policy?

As per terms in conditions stipulated in the Policy documents and any other pre-existing disease.


 

What documents do I need if I want to buy health insurance?

  • Completed, signed and dated Proposal Form
  • National Identity Card
  • Recent Utility Bill (not more than 3 months old)


How do I proceed in case I need to be hospitalized?

 

Planned Admissions

Send the below details at least 48 hours before your admission to sicomadmission@sicom.mu

  • Name of Clinic/ Private Hospital
  • Date of Admission
  • Medical Report
  • Treatment Plan
  • Quotation (If Available)

 

Emergency Admissions

A family member or you should advise us as soon as possible on 203 8452.

 

Can I make a claim as soon as my medical policy is issued?

There are various waiting period depending on the nature of treatment, as mentioned in our quotation, however in case of Accident, no waiting period shall be applied.

 

What is the timeframe to submit a claim?

You have 90 days to submit a claim along with all required documents.

 

  • Tips - Protecting your Health

  • Exercise acts as a preventive medicine. The evidence is overwhelming: a balanced diet combined with moderate exercise is one of the best things you can do for your body. It bolsters the immune system, and lowers the risk of heart disease, cancer, high blood pressure, diabetes, obesity, and osteoporosis. (Source:  American Cancer Society, American Heart Association, US Surgeon General)

 

  • Exercising improves strength at any age. In a study of 90-year old men and women who used weight machines three times per week for 8 weeks, the subjects' strength increased by 174%. (Source: US Department of Agriculture Research Center on Aging at Tufts University)

 

  • Exercising slashes risk of heart disease. 120-160 minutes per week of aerobic activity can help control cholesterol, high blood pressure and diabetes. (Source: American Heart Association)

 

  • Boosts your brain power through exercise. Keeps brain sharp in old age and may help prevent Alzheimer's Disease. (Source: Carl Cotman, Ph.D., University of CA at Irvine)

 

  • Maintaining or reducing your weight increases longevity. People who gain 20-40 pounds since the age of 18 are 2-1/2 times as likely to die from coronary heart disease. (Source: Harvard Study in the New England Journal of Medicine)

 

  • Exercise significantly reduces depression and improves sleep. (Source: Journal of Gerontology)

 

  • Relieves symptoms of PMS (premenstrual syndrome). In a 14 week study, aerobic exercise three times a week for 45 minutes was shown to significantly relieve premenstrual depression and anxiety. (Source: George Washington University, Washington, DC)

 

  • Exercising may reduce breast cancer risk. 3.8 hours of exercise per week reduced risk by 58%. 1-3 hours per week reduced risk up to 30%. (Source: Journal of the National Cancer Institute)

 

  • It helps to improve mood and feelings of well-being. A 10-minute walk can boost mood quickly and the after-effects can be long-lasting. (Source: Robert Thayer, Ph.D., California State University)

 

  • Exercise boosts memory. Adults who exercise aerobically increase significant amounts of blood flow to the brain which leads to better memory. (Source: Judy Tatelbaum, CA Psychotherapist/Author)

 

  • Even moderate exercise works to stimulate the brain. Researchers put half of a group of sedentary people ranging in age from the mid-20s to early 60s on a walking or jogging program three times a week. After 10 weeks, the active group reported more mental alertness and vigor. (Source: Duke University study)

 

  • Exercise gains are extremely comprehensive, thoroughly generating both physical and mental benefits. "People who exercise regularly tend to sleep better, and use less sugar, caffeine, alcohol, nicotine, and other drugs. Above all, exercise makes you feel good about yourself. For most people, exercise is one of the most obvious self-respecting behaviors. Each time you jog, visit the gym, or play a game of squash, you are building your positive self-image -- a physical, mental, emotional, and spiritual foundation for your growing self-esteem." (Source: Richard Earle, Ph.D. & David Imrie, MD, "Your Vitality Quotient")

 

Source: http://www.healthchecksystems.com/motive.htm

Need more help?

Call Us on:

203 8452

Mail Us at:

sicomgin@sicom.mu