SICOM

Liability

Liability

Oversights can easily occur within an organisation, and in some cases, they might lend to extremely coslty legal battles. Our coporate liability insurance protect you and your business and could be the difference between your company's survival and closure.

About this product

SICOM's policies under the Liability class of insurance compensate the Insured employer against any type of financial consequences to third parties of accidents or events for which the he might be legally liable.

Highlighted features
  • Employer’s Liability

    Covers cost for damages raised by an employee

  • Public Liability Insurance

    Indemnity towards third parties in case of accident or damage

  • Workmen Compensation Insurance

    Indemnity to pay compensation to employees

Product Features

Choose SICOM Liability Insurances & benefit from:

  • Employer’s Liability

    Indemnifies the Insured Employer for liability at Law for damages and claimants’ costs and expenses in respect of bodily injury or disease sustained by an employee arising out of and in the course of his employment

  • Public Liability Insurance

    Protection against legal liability for bodily injury to third parties or loss or damage to their property where such damage arises in connection with the business activities of the Insured

  • Workmen Compensation Insurance

    Indemnity to pay compensation to employees in terms of benefits upon death, Permanent Total Disablement, Temporary Total Disablement or Medical Expenses

( Terms and conditions apply)*

Useful Information

This cover indemnifies the Insured Employer for liability at Law for damages and claimants’ costs and expenses in respect of bodily injury or disease sustained by an employee arising out of and in the course of his employment.

The policy may be extended to cover the first two weeks of Temporary Total Disablement which are not covered by the National Pensions Scheme

 

Eligibility

Any organisation or corporate body

Features

The cover is to protect the Insured against his legal liability for bodily injury to third parties or loss or damage to their property where such damage arises in connection with the business activities of the Insured. 

The policy covers not only direct physical injury or damage, but also consequential losses arising from that injury or damage.

 

Benefits

Provides indemnity to Insured for their legal liability towards third parties for accidental bodily injury or accidental property damage.  

 

Eligibility

Any organisation or corporate body


Features

If your organisation or any category of employees falls under the scope of the Workmen’s Compensation Ordinance, the Workmen’s Compensation insurance policy will indemnify you in respect of your liability to pay compensation to employees.

The Workmen’s Compensation Ordinance is applicable to categories of employees not catered for by the National Pensions Act. It applies to ‘workmen’, as defined in the Ordinance and provides for the payment of benefits as per below.

 

 Benefits

Death
Six years' earnings

Permanent Total Disablement
Eight years' earnings

Temporary Total Disablement
80% of weekly earnings up to a maximum of 104 weeks

Medical Expenses
Rs 600

 

Eligibility

Any organisation or corporate body who has employees defined as ‘workmen’ as per the Workmen’s Compensation Ordinance 

Highlighted features
  • Employer’s Liability

    Covers cost for damages raised by an employee

  • Public Liability Insurance

    Indemnity towards third parties in case of accident or damage

  • Workmen Compensation Insurance

    Indemnity to pay compensation to employees

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This product is offered by: SICOM General Insurance Ltd

BRN:C10094766

FSC License No: IS10000004