SICOM

HomeInsurance

Home Insurance

Where your home is, your heart sits and as such your house is probably one of your most valuable property! Give it the protection that it needs by subscribing to our SICOM HomEasy Insurance.

About this product

SICOM HomEasy Insurance offers a range of options and is specially designed to protect your home, your assets and your family where you can benefit from coverage against a wide range of perils including fire, cyclone, flood, burglary, accidental damage, etc.

Highlighted features
  • Free Life Insurance Cover

    For Premiums as from Rs5,000

  • Additional Discounts

    Discounted Premium if house is equipped with security features

  • Optional Coverage

    Choice of options such as Personal Accident, Personal and Employer's Liability

Product Features

Why opt for SICOM HomEasy?

  • Building

    Include residential building Including fixtures and fittings, walls, gates and fences, aerials, solar water heaters, water tanks, garage and shed, swimming pool amongst others

  • Content

    Include furniture, household goods and equipment including domestic electrical appliances, personal effects and other household items

  • Specific items (Optional)

    Covers specified items on ‘All Risks’ basis, excluding mobile phones

  • Personal Liability/Tenant’s Liability (Optional)

    Personal liability of household members and liability as tenant limit any one occurrence and for the period: Rs 1 million

  • Employer’s Liability (Optional)

    Legal liability in respect of domestic staff Limit any one occurrence and for the period: Rs 1 million

  • Personal Accident (Optional)

    Benefits to members of household following bodily injury by accident: Death, Permanent Total Disablement (PTD), Permanent Partial Disablement (PPD), Medical Expenses

( Terms and conditions apply)*

Useful Information

  • Cover for accidental damage  to contents
  • Third party Liability and Personal liability of household members up to Rs1million, anywhere in Mauritius
  • Benefits to members of household following bodily injury anywhere in Mauritius on 24/7 basis
  • The policyholder [Provided he/she is employed and is aged not more than 60 years] benefits from a free life assurance cover for a sum Assured of Rs100,000 if the HomEasy premium is at least Rs 5,000
  • Alternative accommodation and rent expenses if house cannot be lived in as a result of loss or damage
  • Discount on premium if house is equipped with burglar alarm
  • All Risks cover on high-value items
  • Cover extensions at no additional premium
  • Liability towards domestic staff

All householders, either owners or tenants

  • Completed, signed and dated Proposal Form
  • National Identity Card
  • Recent Utility Bill (not more than 3 months old)

Highlighted features
  • Free Life Insurance Cover

    For Premiums as from Rs5,000

  • Additional Discounts

    Discounted Premium if house is equipped with security features

  • Optional Coverage

    Choice of options such as Personal Accident, Personal and Employer's Liability

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This product is offered by: SICOM General Insurance Ltd

BRN:C10094766

FSC License No: IS10000004