SICOM

WeCare

WeCare | In-patient Cover

SICOM WeCare is an In-patient Medical Insurance cover, specially designed to protect you against the costs associated with treatment which requires overnight stay at a private hospital.

About this product

SICOM Wecare consists of 5 different plans you can choose from to suit your finance. Our plans offer a range of covers that best suits everyone and also provide benefits such as Childbirth, Maternity Cash benefits and Overseas Treatment.

Highlighted features
  • In-patient Claims paid directly to the Clinic

    Concentrate on your treatment whilst we deal with the financing

  • Coverage for Childbirth

    Covers for both normal or caesarean in a private hospital

  • Tax Relief on Medical Premium Paid

    Claim back on your annual medical premium

Product Features

Why opt for SICOM WeCare?

  • Healthcare Provider

    Freedom to choose your preferred healthcare provider in Mauritius

  • Hospital Benefits

    Covers surgery expenses & operating theatre charges, medicine prescribed during your stay at a private hospital and ambulance fees for life threatening cases

  • Logistics & Facilities

    Caters for semi-private or private clinic room during surgery & Intensive Care rooms

  • Medical Tests

    Includes diagnostic tests (such as X-rays, MRIs, CT/CAT scans, laboratory tests, etc.) which are required to go through during your stay at a private hospital

  • Coverage for Childbirth

    Covers for both normal or caesarean in a private hospital and receive a maternity cash benefit if delivery is done in a public hospital

  • Overseas Treatment

    Covers overseas treatment expenses for medical treatment not available in Mauritius

( Terms and conditions apply)*

Useful Information

Individuals under 65 years of age at enrolment
(Acceptance of proposals may be subject to a satisfactory medical examination)

  • Completed, signed and dated Proposal Form
  • National Identity Card
  • Recent Utility Bill (not more than 3 months old)

What is the eligible age to get insured under this health insurance?
The eligibility age between 0 days up to 64 years

What are the common coverage benefits under my health insurance?
Health insurance benefits include cover for an inpatient hospitalization, pre & post hospitalization, day-care procedures, emergency ambulance expenses.

Will I be eligible for tax benefits if I buy health insurance?
Yes. Buying a health insurance will earn you the eligibility to claim tax benefit.

What if I already have a health insurance policy, but I just want to increase my sum insured?
If you already have an insurance policy but want to extend your cover, you can do so at the time of policy renewal.

I have been recently diagnosed with a medical condition. Will I be allowed health insurance?
If you have already been diagnosed with a medical condition, it will be considered a pre-existing disease which will not be covered under the policy.

What are excluded in this medical policy?
As per terms in conditions stipulated in the Policy documents and any other pre-existing disease.

How do I proceed in case I need to be hospitalized?
Planned Admissions
Send the below details at least 48 hours before your admission to [email protected]

Name of Clinic/ Private Hospital
Date of Admission
Medical Report
Treatment Plan
Quotation (If Available)
 

Emergency Admissions
A family member or you should advise us as soon as possible on 203 8452.

 
Can I make a claim as soon as my medical policy is issued?
There are various waiting period depending on the nature of treatment, as mentioned in our quotation, however in case of Accident, no waiting period shall be applied.

What is the timeframe to submit a claim?
You have 90 days to submit a claim along with all required documents.

Highlighted features
  • In-patient Claims paid directly to the Clinic

    Concentrate on your treatment whilst we deal with the financing

  • Coverage for Childbirth

    Covers for both normal or caesarean in a private hospital

  • Tax Relief on Medical Premium Paid

    Claim back on your annual medical premium

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This product is offered by: SICOM General Insurance Ltd

BRN:C10094766

FSC License No: IS10000004