SICOM

CarInsurance

Car Insurance

Trust us to take care of your motor vehicle the way you’ll like it to be. You may opt for either our comprehensive cover or our SICOM Drivesmart Insurance and its wide range of attractive benefits.

About this product

SICOM DriveSmart is a comprehensive Motor Insurance tailor-made solution with its wide range of attractive benefits, namely personal accident cover, new car replacement offer, 24/7 Towing Services and coverage in case of cyclone, floods or fire, amongst others.

Highlighted features
  • Personal Accident

    Cover for you and your passengers in case of an accident

  • Waiver of Excess

    No excess to be paid on the first claim during first year of cover

  • Loss of Use

    Replacement car in case of accident or engine breakdown

Product Features

Why opt for SICOM DriveSmart?

  • Personal Accident

    Coverage of Rs 1M for policyholder & Rs 500K for other car occupants (Subject to Rs3M in aggregate)

  • Waiver of Excess

    No excess for first at-fault claim during 1st year of of cover subject to the vehicle being less than 4 years old

  • Loss of Use

    Replacement car of up to 15 days per accident limited to 45 days per year in case of accident and a maximum of 5 days in 1 year in case of engine breakdown

  • Replacement of Car in case of Total Loss

    Applicable for vehicle up to 1 year, with an amount payable of 110% of sum insured

  • Loss of Car Keys / Lock Replacement

    Replacement of car keys or lock transmitter in the event of loss by theft or burglary up a limit of Rs 10,000 for one period of insurance

  • Loss or Damage to Personal Belongings

    A limit of up to Rs 7,500 for personal belongings carried in or on the vehicle

  • Damage by Rodents

    A limit of Rs 10,000 at any one event for one period of insurance

  • Cyclone & Flood, Strike & Riots

    Coverage in case of cyclone, flood, strike and riots

( Terms and conditions apply)*

Useful Information

Individuals owning private cars up to 4 years

  • Completed, signed and dated Proposal Form
  • National Identity Card
  • Driving Licence
  • Proof of employment
  • Car Registration Book (Horsepower)
  • Recent Utility Bill (not more than 3 months old)
  • Claim History Certificate (If applicable)

Highlighted features
  • Personal Accident

    Cover for you and your passengers in case of an accident

  • Waiver of Excess

    No excess to be paid on the first claim during first year of cover

  • Loss of Use

    Replacement car in case of accident or engine breakdown

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This product is offered by: SICOM General Insurance Ltd

BRN:C10094766

FSC License No: IS10000004