Life Insurance - Family Protection Scheme

This is a Group Whole Life Assurance open to all private companies and corporate bodies for their full-time and permanent employees.


The objective of this Scheme is to provide for benefits to the employee’s dependants on his/her death. 

Here's what you can expect


  • Sum assured will increase over the policy term as salary (and hence contribution) increases
  • Minimum age at date of entry is 18 yrs
  • Member can maintain insurance even if he/she leaves employment for any reason
  • Insurance cover continues after a member retires
  • Premium is normally set at 4% of monthly salary, shared equally between Employer and Employee
  • Additional voluntary contributions can also be paid to secure higher sum assured
  • No premium is payable after reaching Normal Retirement Date
(Terms and conditions apply)

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This product is offered by
State Insurance Company Of Mauritius Ltd
BRN: C07007065
FSC License No.: IS10000020

Useful Info

  • Benefits

  • The Sum Assured on death of a member at any time, shall be payable to the surviving spouse and /or children. In the absence of spouse and children, payment is made to legal personal representatives


  • The Sum Assured may be paid in the form of monthly pension upon request


  • Under specific conditions, the member may opt to cash part or full sum assured on or after attaining 60 yrs


  • No benefit is payable on withdrawal from Scheme
  • Eligibility

Any private company and corporate body

  • Required documents

List of employees with Date of Birth, Gender and salary to be provided by Employer.


Member will be required to fill in Member Entry Form

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