SICOM

MyCare

MyCare | In-patient & Out-patient

SICOM MyCare is a Medical Insurance cover providing both In-patient & Out-patient coverage, specially designed for your healthcare needs.

About this product

MyCare consists of 4 different plans you can choose from and offers a range of covers that best suits everyone’s basic needs. It also provide others benefits including Second Medical Opinion and Overseas Treatment when treatment is not available in Mauritius, amongst others.

Highlighted features
  • In-patient Claims paid directly to the Clinic

    Concentrate on your treatment whilst we deal with the financing

  • Overseas Treatment

    Expenses for medical treatment not available locally

  • Tax Relief on Medical Premium Paid

    Claim back on your annual medical premium

Product Features

Why opt for SICOM MyCare?

  • Healthcare Provider

    Freedom to choose your preferred healthcare provider in Mauritius

  • In-patient Benefits

    Include room charges, surgery expenses and related charges, diagnostic tests and medications prescribed during your stay at a private hospital

  • Out-patient Benefits

    Include physicians and specialists consultation, prescribed medicine, complementary tests and diagnostics, dental, optical, hearing aids and chronic diseases costs

  • Extra Benefits

    Cover for psychiatric, psychoterapy, mortuary expenses

  • Coverage for Childbirth

    Cover for both normal or caesarean in a private hospital and receive a maternity cash benefit if delivery is done in a public hospital

  • Overseas Treatment

    Cover for overseas treatment expenses for medical treatment not available in Mauritius

( Terms and conditions apply)*

Useful Information

Individuals under 60 years of age at enrollment
(Acceptance of proposals may be subject to a satisfactory medical examination)

  • Completed, signed and dated Proposal Form
  • National Identity Card
  • Recent Utility Bill (not more than 6 months old)

Can I pay my premium by instalments?
Payment by instalments are available depending on the annual premium

Is there any excess to be disbursed by member?
Yes, there is an excess of Rs10,000 for each hospitalisation
 
What is the eligible age to get insured under this health insurance?
The eligibility age between 0 days up to 59 years

Will I be eligible for tax benefits if I buy health insurance?
Yes. Buying a health insurance will earn you the eligibility to claim tax benefit.

What if I already have a health insurance policy, but I just want to increase my sum insured?
If you already have an insurance policy but want to extend your cover, you can do so at the time of policy renewal.

I have been recently diagnosed with a medical condition. Will I be allowed health insurance?
If you have already been diagnosed with a medical condition, it will be considered a pre-existing disease which will not be covered under the policy.

What are excluded in this medical policy?
As per terms in conditions stipulated in the Policy documents and any other pre-existing disease.

How do I proceed in case I need to be hospitalized?
Planned Admissions
Send the below details at least 48 hours before your admission to [email protected]

Name of Clinic/ Private Hospital
Date of Admission
Medical Report
Treatment Plan
Quotation (If Available)
 

Emergency Admissions
A family member or you should advise us as soon as possible on 203 8452.

 
Can I make a claim as soon as my medical policy is issued?
There are various waiting period depending on the nature of treatment, as mentioned in our quotation, however in case of Accident, no waiting period shall be applied.

What is the timeframe to submit a claim?
You have 90 days to submit a claim along with all required documents.

Highlighted features
  • In-patient Claims paid directly to the Clinic

    Concentrate on your treatment whilst we deal with the financing

  • Overseas Treatment

    Expenses for medical treatment not available locally

  • Tax Relief on Medical Premium Paid

    Claim back on your annual medical premium

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This product is offered by: SICOM General Insurance Ltd

BRN:C10094766

FSC License No: IS10000004