SICOM

SmartloanCover
Highlighted features
  • Loan Protection

    New and Existing Loans, Mortgages, Overdrafts and other Credit Facilities

  • Death Benefits

    Refund of the Outstanding Capital Balance of the Loan

  • Optional Supplementary Benefits

    Total & Permanent Disability & Health Care Cover

Life Insurance - Smart Loan

We have the solution that goes the extra mile to meet your needs. You can meet this by choosing our simple, innovative but very comprehensive life assurance policy.

About this product

SICOM Smart Loan Cover aims at securing new and existing loans, mortgages, overdrafts and other credit facilities in case of premature death or total and permanent disability.

Product Features

Choose SICOM Smart Loan Cover & benefit from:

  • Type

    Single or Joint

  • Term

    Choose between 5 to 30 years

  • Death Benefits

    Refund of the outstanding capital balance of the loan (excluding arrears) as at date of claim Plus Refund of all premiums paid

  • Total & Permanent Disability (Optional)

    Refund of the outstanding capital balance of the loan (excluding arrears) as at date of claim Plus Refund of all premiums paid

  • Health Care Cover (Optional)

    Refund of the outstanding capital balance of the loan (excluding arrears) as at date of claim Plus Refund of all premiums paid

( Terms and conditions apply)*

Useful Information

Total and permanent disability & Health Care Cover

Refund of the outstanding capital balance of the loan (excluding arrears) as at date of claim Plus Refund of all premiums paid.

 

Health Care Cover

On diagnosis of any one of the following specific illnesses:

  • Heart Attack
  • Coronary Artery Bypass Graft (CABG)
  • Stroke
  • Cancer
  • Kidney Failure
  • Major Organ Transplant
  • Paraplegia, Quadriplegia, Diplegia, Hemiplegia and Tetraplegia
  • Blindness
  • Major Burns
  • Cardiac Valve Surgery
  • Pulmonary Artery Hypertension
  • Coma
  • Brain Damage

PLUS

Special Cover for Angioplasty with varying terms of payment. (Please contact us for more details)

Age at entry should not exceed 65 years
Age next birthday plus term should not exceed 75 years

  • National Identity Card
  • Recent Utility Bill (not more than 3 months old)
  • Birth certificate
  • Marriage Certificate (as applicable)
  • Bank details for payment of premium
  • Payment of First Month Deposit

Highlighted features
  • Loan Protection

    New and Existing Loans, Mortgages, Overdrafts and other Credit Facilities

  • Death Benefits

    Refund of the Outstanding Capital Balance of the Loan

  • Optional Supplementary Benefits

    Total & Permanent Disability & Health Care Cover

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This product is offered by: State Insurance Company Of Mauritius Ltd

BRN:C07007065

FSC License No: IS10000020