• Individuals under 60 years of age at enrollment
• Acceptance of proposals may be subject to a satisfactory medical examination

• Completed, signed and dated Proposal Form
• National Identity Card
• Recent Utility Bill (not more than 6 months old)

• Exercise acts as a preventive medicine. The evidence is overwhelming: a balanced diet combined with moderate exercise is one of the best things you can do for your body. It bolsters the immune system, and lowers the risk of heart disease, cancer, high blood pressure, diabetes, obesity, and osteoporosis. (Source:  American Cancer Society, American Heart Association, US Surgeon General)

• Exercising improves strength at any age. In a study of 90-year old men and women who used weight machines three times per week for 8 weeks, the subjects' strength increased by 174%. (Source: US Department of Agriculture Research Center on Aging at Tufts University)

• Exercising slashes risk of heart disease. 120-160 minutes per week of aerobic activity can help control cholesterol, high blood pressure and diabetes. (Source: American Heart Association)

• Boosts your brain power through exercise. Keeps brain sharp in old age and may help prevent Alzheimer's Disease. (Source: Carl Cotman, Ph.D., University of CA at Irvine)

• Maintaining or reducing your weight increases longevity. People who gain 20-40 pounds since the age of 18 are 2-1/2 times as likely to die from coronary heart disease. (Source: Harvard Study in the New England Journal of Medicine)

• Exercise significantly reduces depression and improves sleep. (Source: Journal of Gerontology)

• Relieves symptoms of PMS (premenstrual syndrome). In a 14 week study, aerobic exercise three times a week for 45 minutes was shown to significantly relieve premenstrual depression and anxiety. (Source: George Washington University, Washington, DC)

• Exercising may reduce breast cancer risk. 3.8 hours of exercise per week reduced risk by 58%. 1-3 hours per week reduced risk up to 30%. (Source: Journal of the National Cancer Institute)

• It helps to improve mood and feelings of well-being. A 10-minute walk can boost mood quickly and the after-effects can be long-lasting. (Source: Robert Thayer, Ph.D., California State University)

• Exercise boosts memory. Adults who exercise aerobically increase significant amounts of blood flow to the brain which leads to better memory. (Source: Judy Tatelbaum, CA Psychotherapist/Author)

• Even moderate exercise works to stimulate the brain. Researchers put half of a group of sedentary people ranging in age from the mid-20s to early 60s on a walking or jogging program three times a week. After 10 weeks, the active group reported more mental alertness and vigor. (Source: Duke University study)

• Exercise gains are extremely comprehensive, thoroughly generating both physical and mental benefits. "People who exercise regularly tend to sleep better, and use less sugar, caffeine, alcohol, nicotine, and other drugs. Above all, exercise makes you feel good about yourself. For most people, exercise is one of the most obvious self-respecting behaviors. Each time you jog, visit the gym, or play a game of squash, you are building your positive self-image -- a physical, mental, emotional, and spiritual foundation for your growing self-esteem." (Source: Richard Earle, Ph.D. & David Imrie, MD, "Your Vitality Quotient")

Source: http://www.healthchecksystems.com/motive.htm